AI Coding Tools Pricing 2026: Plans and Team Costs
Research curated by Etienne Tawong · Content updated November 2, 2026 · Our methodology →
Subscription prices are only the starting point. This guide uses the same pricing records as our individual reviews, with the pricing-check date and official source retained for each tool.
Monthly team examples below exclude taxes, extra model usage and hosting. They are subscription calculations, not benchmarked total costs. A quote or unavailable figure is not treated as zero.
Pricing table: Free, entry, power and team plans
Each row below is rendered from the current tool record. Tabnine numeric pricing could not be verified today because its pricing URL redirects to a contact page.
| Tool | Plans | Pricing checked |
|---|---|---|
| Cursor | Free: $0 · Plus: $8/mo · Premium: $30/mo · Super: $100/mo · Ultra: $200/mo · Teams Premium seat: $30/seat/mo · Teams Super seat: $100/seat/mo · Teams Ultra seat: $200/seat/mo | November 2, 2026 |
| Claude Code | Pro: $20/mo · Max: $100/mo · Ultra: $200/mo · Team standard: $25/seat/mo · Team premium: $125/seat/mo · Enterprise: $20/seat/mo + usage | November 2, 2026 |
| Codex | ChatGPT Free: $0 · ChatGPT Plus: $20/mo · ChatGPT Pro 100: $100/mo · ChatGPT Pro 200: $200/mo · ChatGPT Pro 500: $500/mo · Business / Enterprise: See official terms | November 2, 2026 |
| GitHub Copilot | Free: $0 · Pro: $10/mo · Pro+: $39/mo · Max: $100/mo · Business: $19/seat/mo · Enterprise: $39/seat/mo | November 2, 2026 |
| Windsurf | Free: $0 · Pro: $20/mo · Max: $200/mo · Teams: $80/mo + $40/full seat/mo · Enterprise: Custom | November 2, 2026 |
| Tabnine | Dev Preview (Free): $0 · Dev: $9/user/mo · Enterprise: From $39/user/mo | Not rechecked in this update |
How usage is metered
Cursor separates a shared first-party allowance from third-party prepaid credit. Claude Code shares subscription usage with Claude apps and applies plan-specific limits. Copilot uses GitHub AI Credits for agent and chat work; completions have different rules.
Codex allowances vary by ChatGPT plan, while API usage is separate. For Devin Desktop and private enterprise deployments, verify the current account allowance and overage terms before committing.
Cheapest plan for each workflow
For an initial trial, start with a free allowance and a small repository task. For paid editor assistance, compare Cursor Plus restrictions with Copilot Pro’s supported workflow. For a terminal-first Claude workflow, Pro is the entry subscription.
Organization requirements can change the answer. SSO, private deployment and central usage controls may require a team or enterprise plan even when a personal plan has enough raw capacity.
Team cost for 5, 20 and 50 seats
USD per month, monthly billing, before tax or extra usage. Devin Desktop includes its base workspace charge. These plans differ in functionality and are not equivalent enterprise quotes.
| Plan | 5 seats | 20 seats | 50 seats |
|---|---|---|---|
| Cursor Teams Premium seat | $150 | $600 | $1500 |
| Claude Team standard | $125 | $500 | $1250 |
| Copilot Business | $95 | $380 | $950 |
| Devin Desktop Teams | $280 | $880 | $2080 |
| Codex / Tabnine organization plans | Confirm current terms | Confirm current terms | Request quote |
What changed in 2026
Windsurf is now Devin Desktop. Current plans include Pro, Max and Teams, while existing subscriptions retain their terms. Cursor distinguishes current X Subscription plans from optional legacy plans. Copilot adds a Max individual tier.
Claude’s current pricing page lists Ultra at $200/month, beyond the older Max 5x/20x naming in cached material. Always check the live account before purchasing.
Pricing change log
November 2, 2026: rechecked Cursor, Claude Code, Codex’s verified Plus/Pro figures, Copilot and Devin Desktop against official pages. Recorded unverified numeric prices rather than filling gaps. Older ratings and hands-on evidence were not refreshed by this pricing check.
Quick Recommendations
Based on our analysis, here is the right tool for each use case:
Decision Flowchart
Use this quick decision tree to narrow your choice:
Tool Reviews
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Evaluate workflow fit, allowed models and review effort alongside the price.
Strengths
- Use one representative repository task to evaluate the plan.
Weaknesses
- Subscription price alone does not establish total operating cost.
Head-to-Head Comparisons
For detailed feature-by-feature analysis, see our comparison pages:
Final Verdict
Choose the cheapest plan that supports the workflow and governance you actually need. Keep an extra-usage budget separate, then measure a real task before increasing it.
Frequently Asked Questions
Which AI coding plan is cheapest?
There is no universal cheapest plan. Free plans support evaluation, while paid subscriptions differ in models, usage pools and governance. Compare a complete task and extra usage rather than only the entry price.
Do these team totals include all usage?
No. The team table calculates the listed monthly subscription only. Taxes, extra model usage, hosting and contract-specific charges are excluded.
Must existing Cursor subscribers switch?
No. The vendor says legacy plans continue unless changed or cancelled. Switching to The X Subscription is optional and permanent.
Based on research from official product websites, documentation, pricing pages, developer communities, and real user feedback. We do not accept payment for rankings or favorable coverage.